PB Capital Corporation, a subsidiary of Deutsche Postbank AG, is an active lender in the commercial real estate market and an active player in the corporate bond and loan markets. They opened their New York City offices in 1976, and since then they have developed core competencies in Real Estate Lending, Credit Investments and Financial Markets.
Portfolio information was being analyzed using Excel, Word and multiple databases that lacked referential integrity. Getting a cohesive view of the data was extremely time and labor intensive. All data was stored as current data; one of the main challenges was providing the ability to print historic reports on demand for auditing purposes.
SGP created the Real Estate Deals System (REDS) - Silver Edition which tracks billions of dollars of real estate loans from conception through repayment. Multifaceted reminder systems and on-demand reporting allow PB Capital to manage their portfolio in a fluid environment.
Risk Assets, loan to value ratios, margin statistics, covenant compliance, and market pricing trends are just a few details that can now be easily obtained by the click of a mouse. The portfolio can be viewed on a servicing subsidiary, section or branch level as well as by project type, product type, and geographic location. Standard reports include Watchlist reports, Fed reports and Document and Covenant Compliance reports. All reports can be run historically to easily comply with auditing requests. A custom query builder provides reporting flexibility.
